买奥巴马保险的人也不必急着报税

Updated: Mar 11

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有关奥巴马保险在第三轮刺激方案的变化是:


  • 在2020年多收的奥巴马垫底费,不需要偿还了。

  • 撤销投保收入限制,以及加大垫底费(仅适用于2021年和2022年)。

  • 保费顶多是收入的8.5%。


由于很多人领取较大的一笔失业金,导致收入增加,从而在报税的时候需要偿还奥巴马保险的垫底费。本来已经够惨的了,现在还需要偿还垫底费,不是雪上加霜吗。因此在新的提案下,在2020年度的税表上免除偿还奥巴马垫底费。


该刺激方案是否通过,还需要等到明天3/10/2021才知道。


那么,哪些已经报完税的人,怎么办?不必紧张,可以在3年内随时作出改表。


No Rush to File for those who bought ObamaCare insurance


Due to the new changes regarding the Obama Insurance in the third round of stimulus package:


  • People received too much Obama premium credits in 2020 would not have to pay back the excess.

  • Remove the income cap that determines eligibility and increase premium credits (applicable only in 2021 and 2022).

  • Limit premiums to 8.5% of income.


Because many people receive a large amount of unemployment benefits, then their incomes increase, so they need to repay the Obama premium credits when they file their taxes. It was already miserable, and now I still need to repay premium credits. Isn't it worse? Therefore, under the new proposal, the excess premium credits would not have to pay back on the 2020 tax return.


Whether the stimulus package is passed or not, we don’t know until 3/10/2021 tomorrow.


So, what about those who have already filed their taxes? Don't be nervous, you can make changes at any time within 3 years.

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